为你的 肽类 业务收单 今天。
你的客户用 Apple Pay 或银行卡付款。你在 60 秒内以 USDC 出金。为被 Stripe 拒绝的独立创业者打造的 Stripe 级别体验 —— 无需 LLC、无滚动保证金、当天上线。
欢迎接入行业 · 肽类 · 科研化学品 · 营养品 · CBD · 卡痛 · 成人 · 补剂 · 卡瓦
为全球肽类商家提供动力 遍布世界。
两步结账 —— 银行卡或 Apple Pay。
你的钱包地址已预填进支付链接,对客户完全隐藏。他们只需选择支付方式(Apple Pay、银行卡、Revolut……),直接进入法币通道,点击 立即购买。USDC 自动结算到你的钱包 —— 客户不用做任何其他事。资金到账瞬间,你会收到邮件通知,Webhook 同时触发,你的 WooCommerce / Shopify 订单自动标记为已支付。
选一次支付方式
在你的 WooCommerce 结账页(或支付链接)上。最多 18 条通道,按该国家 + 卡 BIN 的批准率排序。一键完成 —— 后面不用再选第二次。
![The actual Peptide-Pay checkout page customers see — Order summary with BPC-157, Retatrutide · $200.00, then 6 provider tiles (MoonPay [Recommended], Transak, Banxa, Crypto.com Pay, Revolut, Binance Pay) with the card brand SVGs they accept, plus Encrypted / 30s settlement / PCI-compliant trust badges, secured by peptide-pay.](/_next/image?url=%2Fscreenshots%2Fjourney%2Fcheckout-real.png&w=3840&q=75&dpl=dpl_Ex4nbHGZqaxxWhDF7KEJrNHPsa2z)
付款 —— 从不接触钱包
法币通道上的钱包地址字段已预填为你的地址,对客户隐藏。客户只需选择 Apple Pay / 银行卡 / SEPA 并点击立即购买。体验和 Amazon 一样。他们从不粘贴地址、从不选链、从不知道涉及加密货币。
USDC 到账你的钱包
60 秒后到账。如已配置,会自动分账到你的多个出金钱包。Webhook 触发,WooCommerce 订单状态转为处理中。私钥始终在你手上 —— 我们一分钱都碰不到。
选一次支付方式
在你的 WooCommerce 结账页或支付链接上。18 条通道按批准率排序。一键完成。
付款 —— 从不接触钱包
钱包已预填为你的地址。客户只需选 Apple Pay / 银行卡并点击购买。他们从不粘贴地址或选链。
USDC 到账你的钱包
60 秒到账。Webhook 触发,订单转为处理中。私钥始终在你手上。
Coverage
Auto-routed by your customer's IP.
When a customer opens a Peptide-Pay checkout, we read their IP country and surface only the on-ramps that work where they live — sorted by acceptance rate. A Dutch customer sees iDEAL first, a Frenchman sees Guardarian (no-KYC under €700), a US customer sees Stripe Link Crypto. Same checkout link, different tiles. No config — works on every payment link, every embedded checkout, every SDK call.
| On-ramp | United States | Canada | Francehigh decline rate | EU mainlandDE · ES · IT · … | Netherlands | United Kingdom | India | Rest of worldLATAM · APAC · ME | SanctionedIR · KP · SY · CU · RU |
|---|---|---|---|---|---|---|---|---|---|
Stripe Link CryptoCard USD only · Apple Pay / Google Pay / card | High | — | Good | Good | Good | — | — | — | — |
Crypto.com PayCard Visa/MC · founder-confirmed highest global success | High | High | High | High | High | High | OK | High | — |
TopperCard Apple Pay / Google Pay · best for sub-$50 carts | High | Good | Good | Good | Good | Good | Good | Good | — |
MoonPayCard Apple Pay / Google Pay · ~7–8% all-in fees | OK | OK | OK | OK | OK | OK | OK | OK | — |
BanxaCard Card + bank transfer · ~5% all-in | Good | Good | Good | Good | Good | Good | Good | Good | — |
TransakCard Card / Apple Pay · global except OFAC | Good | Good | Good | Good | Good | Good | Good | Good | — |
UnlimitCard Card · LATAM-strong, no UK / IN | Good | Good | Good | Good | Good | — | — | Good | — |
SimplexCard Card · $10 fixed fee — best for $50+ | OK | OK | OK | OK | OK | — | OK | OK | — |
GuardarianLight KYC SEPA · Revolut Pay · NO-KYC under €700 — FR lead | — | — | High | High | High | — | — | OK | — |
KlarnaLocal rail Pay-in-3 · 13 EU countries · SEPA debit | — | — | Good | Good | Good | — | — | — | — |
iDEALLocal rail Bank-to-bank — ~70% of NL e-commerce | — | — | — | — | High | — | — | — | — |
UPILocal rail Unified Payments Interface — dominant Indian rail | — | — | — | — | — | — | High | — | — |
Interac e-TransferLocal rail Canadian bank-to-bank transfer | — | High | — | — | — | — | — | — | — |
Data sourced from each provider's official availability docs and Peptide-Pay's production routing (May 2026). Niche aggregators (SimpleSwap, etc.) route additionally through Mercuryo / Apple Pay where listed providers are unavailable. EU mainlandcovers the major EU markets — Stripe Link Crypto actually supports the full 27-country EU/EEA, while Klarna is limited to 13 (AT/BE/FI/FR/DE/GR/IE/IT/NL/PT/SK/ES/SE) and MoonPay specifically blocks Hungary. State-level US restrictions (HI, IL, LA, NY for some rails) and dynamic on-ramp uptime are not reflected — when a tile's upstream is down, the picker falls back to the next eligible one automatically. Sanctioned jurisdictions (IR, KP, SY, CU, plus rotating OFAC additions) are excluded from every rail.
4.49 – 8.50%+ 入金通道费率 1.5% 起
面向被 Stripe、PayPal 和 Revolut 拒绝的行业。选一条最适合你客户群的通道。无月费、无开通费、无保证金。
Custody
Your funds bypass us entirely.
Card processor settles USDC directly on-chain to your Polygon wallet. We never touch a cent.
Onboarding
Paste a wallet. Same-day go-live.
No LLC, no merchant-bank-account interview, no rolling reserve. Perfect for MVP / pre-incorporation / soft-launch — pre-revenue solo founders welcome.
Risk
Invisible to bank risk teams.
Your customer's statement reads "USDC PURCHASE". No peptide keyword. No MCC 5122.
支付服务商对比
和其他方案正面对比。
费率、滚动保证金、出金速度、上线时间。不兜圈子。
| 支付服务商 | 支持肽类 | 费率 | 保证金 | 出金 | 上线 |
|---|---|---|---|---|---|
| peptide-pay | 支持 | 3% | $0 | 60 秒 | 当天 |
| Stripe | 不支持 | 2.9% + 30¢ | — | — | — |
| PayPal | 不支持 | 3.49% + 49¢ | — | — | — |
| Wise | 不支持 | Varies | — | — | — |
| Revolut | 不支持 | 1% + 20p | — | — | — |
| CCBill | 有阻力 | 10.8 – 14.5% | 5 – 10% · 6 个月 | 每周 | 2 – 4 周 |
| Checkout.com | 仅限企业客户 | Custom | 面议 · 6 个月 | T + 2 天 | 4 – 8 周 |
| CoinPayments | 仅限加密货币 | 0.5% | 无 | 即时 | 即时 |
保证金 = 支付服务商预留的现金,用于应对拒付。出金 = 从客户付款到钱到账的时间。上线 = 从注册到接受第一笔支付的时间。
直接的答案。
每个肽类店主在切换前都会问这些问题。